Homebuyer Dream Program^TM

The Homebuyer Dream Program^TM offers many benefits to first time homebuyers. Participants may receive a grant of $8,000* for down payment and/or closing costs. Funding is available on a first come first served basis. 

Requirements include:

• Be considered a first time homebuyer.
• Have total household income that is less than the income limitations.
• Have $1,000 of your own funds to use towards the purchase of the home, and
• Complete an acceptable homebuyer counseling program.

*Members must meet qualification requirements and be a first-time homebuyer. $7,500 for down payment and/or closing costs and $500 towards the defrayment of homeownership counseling costs.

HDP funds are distributed on a first come first served basis. There is no guarantee that funds will be available when your Reservation Request is submitted.  The grant is a Federal Home Loan Bank of NY program.

Membership eligibility required. Loan approval based on creditworthiness. NMLS #412348​