Digital Banking
Everything You Need to Manage Your Money
Access your accounts, pay bills, deposit checks, and more. All from your computer or mobile device.
- Account Management: View your account history, check balances, and transfer funds between your accounts or to external institutions.
- Mobile Check Deposit: Deposit checks from anywhere using your smartphone or tablet camera (no need to make a trip to the branch).
- Bill Pay: Pay bills on a one-time basis or schedule recurring payments. You can pay both individuals and businesses, with a daily limit $10,000 for total scheduled payments.
- Alerts & Notifications: Receive text alerts for account activity, payment reminders, and important notices about your accounts.
- eDocs: Access statements and documents electronically. It's more secure than mail and a tree-friendly choice.
- Credit Monitoring: Get free access to your credit score, credit report, and personalized money-saving offers with tips to help improve your score.
- Direct Deposit: Make payday more seamless. With Direct Deposit, funds are moved electronically into your Empower FCU accounts, saving you time and giving you faster access to your money. Learn how to set it up here.
New to Empower FCU?
If you are new to Empower FCU, you become a member when your loan is funded.
Membership Share Savings
Every Member has a Membership Share Account that offers the benefits of a savings account. You can easily deposit funds into your share savings account to make your loan payment.
Next Steps at the Dealership
Here's a quick checklist to set you off right:
- Verify The Email Address on Your Documents: Our first contact with you will be via email. We don’t want you to miss it!
- Select ‘Automatic Payments’ on The Payment Source Form: We’ll set up the automatic transfer for you with your instructions.
- Choose GAP Insurance: Opt in for a one-time fee of $300, which will be included in your monthly payment. If your vehicle is totaled or stolen and your insurance payout is less than your remaining loan balance, GAP may help cover the difference. You can also contact a loan officer at 315-728-5399 to discuss your options.
Once your loan is funded, you can expect an email or packet from us that includes details on your loan account information, required documents, and access to Online Banking.
Manage Your Accounts Online
Manage your loan anytime through Digital Banking. View balances, make payments, set up alerts, link external accounts, and schedule recurring transfers.
Getting Started
Set up your digital banking access in just a few simple steps:
Make sure we have your current email and phone number. Call 800.462.5000 if you need to update your information.
Start by clicking "Enroll in Online Banking" to set up your username and password.
You'll select "Register for Online Banking" and then follow the prompts to verify your identity so you can create your username and password.
You'll select "Register for Online Banking" and then follow the prompts to verify your identity so you can create your username and password.
Set up your preferences, including; notifications, alerts, and biometric authentication for mobile.
Begin using all the convenient features to manage your finances, whenever and wherever.
Need Help?
We’re here to help! If you’ve forgotten your username or password, just follow these quick steps.
- Click "Forgot Username".
- Select the type of username you want to find.
- Fill out both the Social Security number/Tax ID and date of birth fields.
- Fill out one of the three fields: Email, zip code, or cell phone number.
- Click "Continue" and select your verification method.
- Click "Continue" and enter your verification code.
- Click "Verify".
- Receive your username.
- Click "Login".
- Click "Forgot Password".
- Select the type of password you want to reset.
- Fill out all of the following fields: Username, Social Security number, and date of birth
- Fill out one of the three fields: Email, zip code, or cell phone number.
- Click "Continue" and select your verification method.
- Click "Continue" and enter your verification code.
- Click "Verify".
- Create your new password then confirm.
- Click "Continue". You're all set.
Empowering you to make the best financial decisions.
Explore valuable tools and education to support your unique financial journey.
Mobile Banking requires internet access and may require a data plan through your wireless provider. Additional fees may apply. Available for members with an Empower FCU account.
Need Help? Call us at 800.462.5000