Business Term Loans

Our professionals will work diligently to deliver financing that works for you.
Few businesses can succeed by standing still. When it's time to grow, modernize, or take extra steps to keep up with the competition, Empower FCU can deliver the right-size financing you need. Our commercial loans are tailored for your specific purchases and projects, offering the option of extended terms and repayment plans structured to fit your cash flow projections.
  • Finance up to 100% of the cost of your assets
  • Choose from competitive fixed or variable rates
  • Set a repayment schedule that aligns with your cash flow
  • No prepayment penalties
  • Extend the term loan up to seven years or longer, with a Small Business Administration guarantee
  • Schedule automatic loan payments from your Business Checking Account
  • Work closely with experienced commercial lenders who will take the time to get to know your business
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Business Lines of Credit 
Put your business in position to react quickly whenever the need arises.
All loans subject to approval. Rates, terms, and conditions subject to change.