Small Business Banking
Business Banking That Works for You
Running a business means every minute counts. And every dollar.
That's why Empower Federal Credit Union offers streamlined banking solutions designed to save you time, reduce costs, and give you more control over your finances. From electronic payments to fraud protection, our solutions can help your business thrive.
That's why Empower Federal Credit Union offers streamlined banking solutions designed to save you time, reduce costs, and give you more control over your finances. From electronic payments to fraud protection, our solutions can help your business thrive.
- Automated Clearing House (ACH) Origination: Streamline your business payments with our secure ACH processing services. Handle payroll, vendor payments, tax obligations, and more through the nationwide ACH network. All without paper checks.
- Merchant Remote Deposit Capture: Transform how you handle deposits with our innovative Remote Deposit Capture solution. Make check deposits directly from your office, improving cash flow and freeing up time for what’s important: growing your business.
- Paychex: Empower FCU partners with Paychex to help you manage payroll, benefits, and Human Resources. It’s a reliable and cost-effective means to streamline these areas of your business.
- Wire Transfer Service: When you need to move money quickly, our wire transfer service delivers. Send and receive funds securely to any financial institution nationwide with immediate availability and full peace of mind.
- Fraud Protection Services: Protect your business with Empower FCU Positive Pay—an advanced security solution that helps you identify and prevent fraudulent transactions before they impact your bottom line.
- Merchant Services powered by Clover®: Accept payments and run your business more effectively with our point-of-sale platform, Clover. It's built for every type of business and adaptable to your needs.
From electronic payments to fraud protection, our solutions can help your business thrive.
Choose the right tools to power your business forward.
Choose the right tools to power your business forward.
See the Benefits
Explore the benefits of each small business banking solution below.
- Eliminate costly check float and reduce administrative expenses
- Increase reliability with electronic fund transfers
- Improve cash flow forecasting and planning
- Same Day ACH processing available for urgent payments
- Increase deposit flexibility and improve workflow efficiency
- Enhance cash flow with timely, convenient deposits
- Reduce transportation costs and branch visits
- Boost staff productivity by eliminating deposit runs
- Initiate transfers conveniently from home or office
- Create templates for recurring transfers
- Dual controls for enhanced security
- Easy online account management
- Reduce risk of fraudulent activity and unauthorized payments
- Protect assets from theft, forgery, and electronic check fraud
- Make fast online decisions about payments and returns
- Seamlessly manage through Business Online Banking—no separate login required
- Reverse Positive Pay option for hands-off protection
- Calculates and deposits payroll taxes and files tax returns on your behalf
- Multiple input and processing options - report payroll via phone, email, or online
- A full suite of optional HR and Benefits admin services
- Simple, integrated time and attendance solutions can help boost productivity
- Accept payments easily: Take a variety of payment types more securely without additional equipment.
- Drive growth: Engage your clientele with feedback, rewards, promos, and announcements pre-installed on your system.
- Streamline operations: From cash flow to inventory, manage all elements of your business through a single dashboard.
- Gain insights: Identify new opportunities via reports.
Start Simplifying Your Business Banking
Join other small business owners who trust Empower FCU for reliable, efficient banking solutions. Our team is here to help you choose the right services for your needs.
Empowering you to make the best financial decisions.
Explore valuable tools and education to support your unique financial journey.