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We are aware that scammers are sending fraudulent emails and calling members, pretending to be Empower employees. If you receive a call that appears to be from Empower FCU, please ask for the caller’s name, then hang up and call Empower directly on 1.800.462.5000, or visit your local branch. DO NOT call back the number that called you, or provide any information to anyone unless you called us. Empower will NEVER ask you for your online banking password or your full card number.

10/1 Adjustable Rate Mortgage (ARM)

Higher interest rates got you down? Empower’s 10/1 Adjustable Rate Mortgage (ARM) may be your answer.

Increase your buying power with a 10/1 ARM.

Why a 10/1 ARM loan? The rate is fixed for the first 10 years of the loan. After the 10 years, the rate can change either up or down depending on the market 10 years from now.

NMLS: 412348

Membership eligibility required. Loan approval based on creditworthiness. All loans subject to approval. Rates, terms, and conditions subject to change.

Online Banking

10/1 Adjustable Rate Mortgage (ARM)

Increase your buying power with a 10/1 ARM.

What do you want out of life?

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

10/1 Adjustable Rate Mortgage (ARM)

Increase your buying power with a 10/1 ARM.

Mortgage Tools

Mortgage Tools

What do you want out of life?

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.