Do you keep losing homes to cash offers? Platinum pre-approval may be able to help.
Platinum pre-approval is a mortgage program that allows us to completely underwrite the credit portion of your loan application so all you have to do is make an offer. The underwriting includes:
- Credit reports from all three major bureaus.
- All required income documents.
- All required asset documents.
- Debt to income ratios using estimated tax and insurance payments.
- Loan to value ratios based on requested purchase price.
Ready to get started or upgrade your current pre-approval?Use the button above to get in touch with our Mortgage Origination Department.
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
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Membership eligibility required. Loan approval based on creditworthiness. All loans subject to approval. Rates, terms, and conditions subject to change.