This may be your last chance to take advantage of these historically low rates!

If you've been thinking about refinancing your home, now is the time to act. Mortgage rates increased the first week of January 2022, so act now before they go up again. 

Apply and lock in your rate by February 28, 2022, we will waive $550 origination fee*, saving you morejust another way Empower gives back throughout the year!

A cash-out refinance or a refinance of a non-Empower mortgage with us could possibly increase your potential future Giveback amount.

Let us help you refinance your existing mortgage with some of the most competitive rates in NY. Our friendly, professional mortgage experts take time to understand your needs to help you find the right fit, and our simple application process gets you moving quickly.

Call 800.462.5000 (then press 3, followed by 1) to get started.

*Applies to refinance mortgages only. Future Givebacks are not guaranteed.

NMLS #412348. All loans subject to approval. Rates, terms, and conditions subject to change. This is not a commitment to lend. Restrictions may apply. Offer subject to change without notice. Membership eligibility required.


What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.