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Share Certificates & IRA Accounts, Wealth Builder Share Certificate Account and Business Share Certificates

Effective November 23, 2022
 
Term Tier Minimum Balance to Earn Dividends Dividend Rate Annual Percentage Yield

24 month

Tier 1

$500-$2,499.99

4.50%

4.60%

 

Tier 2

$2,500-$4,999.99

4.50%

4.60%

 

Tier 3

$5,000-$9,999.99

4.50%

4.60%

 

Tier 4

$10,000-$24,999.99

4.50%

4.60%

 

Tier 5

$25,000-$49,999.99

4.50%

4.60%

 

Tier 6

$50,000-$99,999.99

4.50%

4.60%

 

Tier 7

$100,000 & higher

4.55%

4.65%

*$500 minimum balance required

 

Insured by NCUA.

Membership eligibility required. APY = Annual Percentage Yield. Accurate as of 11/23/2022. APY is subject to change without notice. Fees can reduce earnings on the account. Early withdrawal penalty may apply.

Promotion subject to change/cancellation without notice. Limited time offer. Additional rate incentives not available with this promotion.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.