Starting at 4.40% APY, $500 Minimum balance required

Score big with a strong rate and short-term commitment.

Empower’s Share Savings Certificates are smart additions to your savings portfolio when you’re able to set aside funds that you won’t need to access for several months or years.

View all rates and disclosures

Insured by NCUA

Membership eligibility required. APY = Annual Percentage Yield. Accurate as of February 7, 2023. APY is subject to change without notice. Fees can reduce earnings on the account. $500 minimum balance required for 4.40% APY, $100,000 minimum balance required for 4.45% APY. Early withdrawal penalty may apply. Promotion subject to change/cancellation without notice. Limited time offer. Additional rate incentives not available with this promotion.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023