Holiday Loans

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Get ahead with your seasonal shopping with holiday loans from Empower
The season of giving can feel more like the season of out-of-control budgets. From travel to gifts, to decor, the money can add up fast. That's what Empower created Holiday Loans. To help you get a head start on your holiday without the added stress that a lack of cash can create.
Available from October 1st, 2023, to December 31st, 2023.
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Insured by NCUA. Membership eligibility required. Loan approval based on creditworthiness. APR = Annual Percentage Rate. Estimated monthly payment of $86.30 per $1,000 borrowed, based on 12-month term and 6.49% APR. Your maximum loan amount, APR and monthly payment will be based on creditworthiness and other underwriting factors. Holiday loan program begins October 1, 2023 and ends December 31, 2023.