Starting at 6.00% APY, $500 New Money Minimum balance required

Have extra money and looking for a safe way to grow it? 

Empower Share Certificates are a smart addition to your savings portfolio and a great way to earn higher dividends than traditional savings accounts.


Insured by NCUA

Membership eligibility required. APY = Annual Percentage Yield. Accurate as of May 31, 2023. APY is subject to change without notice. Fees can reduce earnings on the account. $500 minimum new money balance required for 6.00% APY. Early withdrawal penalty may apply. Promotion subject to change/cancellation without notice. Limited time offer. Additional rate incentives not available with this promotion.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State