• Home Equity Options

    Home Equity Options

    do more than window shop

  • Tax Time is

    Tax Time is "Ruff"

    make an appointment today

  • 3.25 Million Giveback

    3.25 Million Giveback

    a $3.25 million bonus dividend and interest rebate

  • Improved Experience. User Friendly.

    Improved Experience. User Friendly.

    see our new online banking

Welcome FocalPoint Federal Credit Union members

Get more information about the benefits of being a member of Empower


Home Equity Loans

60 months

EAS Tax Services

Get professional assistance with one of our EAS tax professionals.

First Time Home Buyers

Buying your first home is a big step, but it doesn't have to be a scary one.
First Home Club Video

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.