Competitive rates on vehicle loans are just the beginning.
When you work with us to finance your next car, truck, SUV, van or motorcycle, you also benefit from attentive, quick service. You'll find the right loan for new or used vehicles, whether you're purchasing or looking to refinance your existing auto loan from another lender. Consider us to be your one-stop, full-service shop when you need financing, insurance and even car-research assistance.
Auto and Motorcycle Loans
We offer the following loans:
  • Autos
  • Traditional
  • Driving Sense Loans
  • Green/Electric
  • Motorcycles

Auto Search 

We partner with GrooveCar to show you dealers in your area and their current inventory. These dealers have the “preferred dealer” designation through a working relationship with us. Follow the link to Learn More.

By accessing the link to this interactive site you will be leaving Empower's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Empower Federal Credit Union. We encourage you to read and understand the privacy and security policies of the site you are entering, which may be different from those provided by Empower Federal Credit Union.

Rely on Empower Insurance Services LLC to shop dozens of national carriers and help you find a policy that fits your budget and needs. Follow the link to Learn More.

Protect your investment with add-on options for Guaranteed Asset Protection (GAP), Mechanical Repair Coverage, Credit Life Insurance and Credit Disability Life Insurance. Follow the link to Learn More.

Access a valuable tutorial from the financial fitness professionals at BALANCE. It can help you understand which vehicle purchase is best for your finances. Follow the link to Learn More.

CARFAX maintains the largest, most comprehensive vehicle history database in the nation so you know the full story of a used vehicle before you buy it. Follow the link to Learn More.

Your credit score determines how much interest you'll pay on your auto loan through Empower Federal Credit Union. Request your free credit report and analyze it for accuracy to ensure you get the best deal possible on your loan. Follow the link to Learn More

The National Automobile Dealers Association offers a broad range of data about vehicle values, fair prices and research tools. Check out our NADA Trade In Calculator to get a sense of what your vehicle is worth. Follow the link to Learn More
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Lending made personal
Affordable loans help you embrace life's opportunities and take on its challenges.