Government Shutdown Assistance

Here for You: Government Shutdown Resources

Empower FCU is here to help you navigate an uncertain time. For those federal furloughed employees relying on their paychecks to pay bills, care for their families, and cover living expenses, we’re standing by to offer support.  

Consumer Loans
0% interest rate for 6 months equivalent to the amount of a federal government direct deposit at Empower FCU up to $2,500. To qualify, you must have direct deposit with Empower FCU or provide a copy of your current paystub.   
Collections Support
90-day extensions will be granted at the borrower’s request on non-real estate loans. If a federal furloughed employee needs assistance with a real estate loan, please contact us at 315-728-5004.
Deposit Exception

During this time, we’ll waive the share certificate withdrawal penalty so that federal furloughed employees can access the funds they need. For assistance, please contact us at 800-462-5000 or live chat with us during business hours.