Applying for a Joint Account?
Each applicant must have their own Primary* Membership Share Savings with a $1 minimum deposit. You may opt to add one joint owner to the account at time of application or at a later date. 
Example: John and Jane want to open a joint account. Each must establish their own primary membership share savings account. A joint owner may be added at time of application to one or both accounts.
*Primary = Name listed first on account and must meet eligibility requirements.

Join Today - Get started with $1 in share savings account.

Who Can Join?

  • You are employed by/or retired from any of our member companies.
  • You are a member of/or employed by any of our eligible associations or organizations.
  • You are an immediate family, or household member of an Empower Federal Credit Union member.
  • You live, work, worship, or attend school in an area included in one of Empower's neighbor areas.
View our Empower Member Companies to determine your eligibility.


What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State