Already a member and want to open a Premium Money Market Savings Account? 
Select Open Secondary Account ABOVE

Not yet an Empower member?
Select APPLY NOW to open your primary membership share. After that has been completed, you can come back to Open Secondary Account. 

Join Today - Get started with $1 in share savings account.

Who Can Join?

  • You are employed by/or retired from any of our member companies.
  • You are a member of/or employed by any of our eligible associations or organizations.
  • You are an immediate family, or household member of an Empower Federal Credit Union member.
  • You live, work, worship, or attend school in an area included in one of Empower's neighbor areas.
View our Empower Member Companies to determine your eligibility.


What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.