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We are aware that scammers are sending fraudulent emails and calling members, pretending to be Empower employees. If you receive a call that appears to be from Empower FCU, please ask for the caller’s name, then hang up and call Empower directly on 1.800.462.5000, or visit your local branch. DO NOT call back the number that called you, or provide any information to anyone unless you called us. Empower will NEVER ask you for your online banking password or your full card number.

Overdraft Protection

Sometimes you lose track of your account balance. When that happens, Empower's Overdraft Protection covers transactions that would otherwise result in bounced checks and costly fees.The only time you pay for this service is if you use it.

Call 800.462.5000

Use your Savings account, Line of Credit or combination of both to cover an overdraft on your Checking account.
Get peace of mind knowing you have emergency funds available in case of an oversight.
We may extend Courtesy Pay to cover your overdraft, at our discretion.
Learn valuable checking account management tips from BalanceTrack to avoid overdraft charges.

Online Banking

Overdraft Protection

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