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It’s easier than ever to open a new account or apply for a loan at Empower with our new web application. Click here to start.

Many financial institutions are experiencing an increase in fraudulent activities. These activities include members receiving fraudulent text messages, phone calls, or emails claiming to be from their bank or credit union. Please note we will never ask for your personal or account information via text message, phone call or email. We will also never send a text message that asks you to click on a link. If you are ever unsure about a message you receive that may appear to be from us, please contact us directly at 1.800.462.5000 or visit your local branch.

Overdraft Protection

Sometimes you lose track of your account balance. When that happens, Empower's Overdraft Protection covers transactions that would otherwise result in bounced checks and costly fees.The only time you pay for this service is if you use it.

Use your Savings account, Line of Credit or combination of both to cover an overdraft on your Checking account.
Get peace of mind knowing you have emergency funds available in case of an oversight.
We may extend Courtesy Pay to cover your overdraft, at our discretion.
Learn valuable checking account management tips from BalanceTrack to avoid overdraft charges.

Online Banking

Overdraft Protection

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* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.