• Use your Savings accountLine of Credit or combination of both to cover an overdraft on your Checking account.
  • Get peace of mind knowing you have emergency funds available in case of an oversight.
  • We may extend Courtesy Pay to cover your overdraft, at our discretion.
  • Learn valuable checking account management tips from BalanceTrack to avoid overdraft charges.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State