We have partnered with GrooveCar, to assist our members with their vehicle search. This site offers a selection of dealers in your area and does not include all potential dealers. Dealers that have the “preferred dealer” designation have a working relationship with Empower FCU. Click to visit Empower Auto Search and search for your next auto
By accessing the link to this interactive site you will be leaving Empower's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Empower Federal Credit Union. We encourage you to read and understand the privacy and security policies of the site you are entering, which may be different from those provided by Empower Federal Credit Union.
We’ll help you find all the auto insurance coverage you need through Empower Insurance Services LLC, our wholly-owned subsidiary.
Protect your investment with add-on options for Guaranteed Asset Protection (GAP), Mechanical Repair Coverage, Credit Life Insurance and Credit Disability Life Insurance.

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If you’re in the research phase of the car-buying process, the financial fitness professionals at BALANCE provide a valuable tutorial with information that will help you make smart decisions about which vehicle to purchase.
CARFAX maintains the largest, most comprehensive vehicle history database in the nation so you can discover the full story of a used vehicle before you buy it. Contact an Empower Loan Representative at 800.462.5000 to read your vehicle’s report.
Your credit score determines how much interest you will pay on your auto loan. Receive your free credit report and analyze it for accuracy to ensure you are getting the best deal possible on your loan.
The National Automobile Dealers Association offers a broad range of data about vehicle values, fair prices and research tools so you can become a fully informed consumer. Check out our NADA Trade In Calculator

Why pay for the whole car?

Like a lease, Empower DrivingSense™ offers payments that are considerably lower than conventional financing. But unlike a lease, with Empower DrivingSense you own the vehicle and have all of the flexibility and benefits of vehicle ownership.

DrivingSense' program offers payments up to 40% lower than conventional financing. 

EXAMPLE: A vehicle with a loan amount of $30,000, a loan term of 36-months and a Guaranteed Future Value of $16,500. On a conventional loan, the monthly payment would be $869, but with DrivingSense the payment would be $464.80*.

*Payments 1-35 are $464.80 with a 36th payment of $16,500 (GFV). You Save $404.33 Per Month. 

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All loans subject to approval. Rates, terms, and conditions subject to change. 

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What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State