• A Checking account is required to request a Debit Mastercard
  • Purchases are automatically deducted from your Checking account balance
  • Offers the convenience of on-the-go access to your money
  • Use ATM services wherever you go around the world
  • Monitor your account activity and transaction history through Online Banking
  • Purchases protected by Zero Liability1
  • Access Identity Theft Resolution Services, Price Protection, Extended Warranty, Airport Concierge™ and Priceless Cities®
1Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See http://www.mastercard.us/zero-liability.html for more details. All third party trademarks shall belong to their respective owners.
 
EMPOWER
Mastercard
BENEFITS
Debit Mastercard
Empower Debit Mastercard
Zero Liability Check
Identity Theft Resolution Services Check
Mastercard Global Services™ Check
Extended Warranty – 1 Year Check
Price Protection 60 Days Check
Airport Concierge™ Check
Priceless®Cities Check
Satisfaction Guarantee Check

Price Protection 60 days – Should you find a lower price for a new item within 60 days from the date of purchase using your eligible Mastercard card, you may be reimbursed for the price difference.*

Extended Warranty – 1 year – Doubles the original manufacturer’s or store brand warranty for up to one year when you pay with your eligible Mastercard card.*

Identity Theft Resolution Services – Assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.*

Zero Liability1 – Pay only for purchases which you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. 

Mastercard Global Emergency Services – Provides 24 hours a day, seven days a week customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account related questions.

Priceless® Cities – Get insider access to one-of-a-kind experiences and offers in some of the world’s most exciting cities.

Airport Concierge™ – Arrange for a personal, dedicated Meet & Greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations worldwide.

Satisfaction Guarantee – If you become dissatisfied with a product you purchase using your eligible Mastercard card within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.**

*These are summary descriptions only. Additional terms, conditions and exclusions apply. Valid for Empower Federal Credit Union Debit Mastercard.

**Certain terms, conditions, and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance.


© 2014 Mastercard. All rights reserved. ® Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks of Mastercard International Incorporated. All third party trademarks shall belong to their respective owners.

1Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See http://www.mastercard.us/zero- liability.html for more details. All third party trademarks shall belong to their respective owners.

 

Learn more about Courtesy Pay.

 

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023