Online Banking
Home > Personal > Accounts > Checking

Checking

Empower Federal Credit Union's personal checking account provides options and convenience when it comes to managing your daily finances. If you are looking for a simple checking account with no monthly fees, you'll find the perfect fit with Empower. Open yours today.

Call us today or visit your local branch to get more account opening options.
  • No minimum balance requirements
  • No monthly fees, check-clearing charges or teller transaction fees
  • Access Online Banking and Bill Pay, along with eStatements
  • Unlimited surcharge-free ATM transactions at any Empower ATM
  • 10 free transactions per month at non-Empower-owned ATMs ($2 thereafter) Empower does not own Allpoint ATMs and Allpoint transactions are counted toward your 10 free transactions. For surcharge-free transactions, you must use your Empower Debit Card.
  • One complimentary box of Empower style checks when you use Direct Deposit or Payroll Deduction
  • Overdraft Protection available and Courtesy Pay may be applied at our discretion
  • Learn valuable checking account management tips from Balance to avoid overdraft charges

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023