• No minimum balance requirements
  • No monthly fees, check-clearing charges or teller transaction fees
  • Access Online Banking and Bill Pay, along with eStatements
  • Unlimited surcharge-free ATM transactions at any Empower ATM
  • 10 free transactions per month at non-Empower-owned ATMs ($2 thereafter) Empower does not own Allpoint ATMs and Allpoint transactions are counted toward your 10 free transactions. For surcharge-free transactions, you must use your Empower Debit Card.
  • One complimentary box of Empower style checks when you use Direct Deposit or Payroll Deduction
  • Overdraft Protection available and Courtesy Pay may be applied at our discretion
  • Learn valuable checking account management tips from Balance to avoid overdraft charges

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.