Eligibility Requirements

Empower is a New York credit union dedicated to providing loans, mortgages, checking and savings accounts and more to members living in central New York and beyond. If you're interested in joining a credit union that has your best interests at heart, we'd love to welcome you to the family.

Open an Account

Empower Eligibility Requirements

Be employed by or retired from any of our Member Companies
Be an immediate family (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships) or household member (Persons living in the same residence and maintain a single economic unit. Includes any person who is a permanent member of and helps maintain the physical and or financial maintenance of the household.) of an Empower Federal Credit Union member.
Live, work, worship, or attend school in an area included in one of Empower's neighbor areas: City of Binghamton, City of Buffalo, City of Elmira Designated (except census tract #5, West Elmira, and Big Flats), City of Syracuse, City of Utica, designated areas of Liverpool, Montgomery County, Nedrow, Oswego County, Town of Cheektowaga, Town of Geddes, Town of Union, Village of Elmira Heights, Village of Horseheads, Village of New York Mills.
Eligibility restrictions apply based on NCUA guidelines as stated in the Empower Federal Credit Union Charter

Steps to Establish Your Empower Membership

Open your Share Savings account with a $1 minimum deposit
Once you're an Empower Federal Credit Union member, you're always a member, even if you change jobs, move or retire