• Be employed by or retired from any of our Member Companies
  • Be an immediate family (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships) or household member (Persons living in the same residence and maintain a single economic unit. Includes any person who is a permanent member of and helps maintain the physical and or financial maintenance of the household.) of a current Empower Federal Credit Union member.
  • Live, work, worship, or attend school in an area included in one of Empower's neighbor areas: City of Buffalo, City of Binghamton, City of Syracuse, Town of Geddes, City of Utica, Oswego County, Town of Cheektowaga, Town of Union, designated areas of Liverpool, Montgomery County, Village of New York Mills, City of Elmira (except census tract #5, West Elmira, and Big Flats), Village of Elmira Heights, Nedrow, and Village of Horseheads.
  • Eligibility restrictions apply based on NCUA guidelines as stated in the Empower Federal Credit Union Charter
  • Complete our online membership application
  • Open your Share Savings account with a $25 minimum deposit
  • Once you're an Empower Federal Credit Union member, you're always a member, even if you change jobs, move or retire