• Be employed by or retired from any of our Member Companies
  • Be an immediate family (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships) or household member (Persons living in the same residence and maintain a single economic unit. Includes any person who is a permanent member of and helps maintain the physical and or financial maintenance of the household.) of an Empower Federal Credit Union member.
  • Live, work, worship, or attend school in an area included in one of Empower's neighbor areas: City of Binghamton, City of Buffalo, City of Elmira Designated (except census tract #5, West Elmira, and Big Flats), City of Fulton Misc, City of Syracuse, City of Utica, designated areas of Liverpool, Montgomery County, Nedrow, Oswego County, Town of Cheektowaga, Town of Geddes, Town of Union, Village of Elmira Heights, Village of Fort Plain, Village of Horseheads, Village of New York Mills. 
  • Eligibility restrictions apply based on NCUA guidelines as stated in the Empower Federal Credit Union Charter
  • Open your Share Savings account with a $1 minimum deposit
  • Once you're an Empower Federal Credit Union member, you're always a member, even if you change jobs, move or retire

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.