Empower Federal Credit Union | Central NY Accounts | Loans | EFCU

Emmi is here to help you with all your financial needs. Chat with her online or over the phone for quick and convenient support!

Grow your money - with Empower FCU Share Certificates!

Our statement of commitment and dedication to the Central New York community.

Open an Account

Apply for a Mortgage

Apply for a Loan

Apply for a Credit Card

Wealth Management

Get more out of your money, and every life moment.

Featured Products

Empowering you to make the best financial decisions.

Explore valuable tools and education to support your unique financial journey.

Financial Calculators

Run the numbers to figure out payments

Security & Fraud Center

Protect your personal info & prevent fraud

Security & Fraud

Online Resources

Information you need to make the right financial moves

Get answers to frequently asked questions

Go Paperless! subscribe to Estatements at empowerfcu.com. Insured by NCUA

Go Green with
eStatements.

Want to make life easier and save paper? Register for Estatements and do both! Estatements are a convenient way to review your bank statements anytime, anywhere. Sign up today once logged into online banking.

We make it Personal.

Helping you achieve your financial goals through competitive pricing, personal attention and top notch service.

As a member, you matter

Every member has a unique story

Proud to be a CDFI

Helping meet the needs of the underserved

Dollars make a difference

Making a difference in areas we serve

Community Support

We're not for profit

Our proceeds go back to our members

Membership & Benefits

What's New

2024 Summer Spotlight

2023 Annual Report

The 2023 Annual Report is Here!

2023 Community Impact Spotlight

Check out all the way we've threaded ourselves through our community!