Save 0.25% on Mortgage Interest Rate? Yes!  

Maybe you’re buying your very first home. Maybe you’re upsizing or downsizing based on where you’re at in life. Or maybe you’re interested in refinancing.  

No matter what your home plans, you may qualify for a 0.25% mortgage rate savings. 

At the time of your rate lock, Empower FCU will apply the applicable discount. Here’s what you’ll need, to qualify:

  • An Empower FCU share draft account (in good standing).
  • Mortgage auto-payment set up from your Empower FCU checking account.
  • Submit a signed and executed mortgage autopay rate discount agreement. 
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Interest rate discount eligibility is restricted to new mortgage loans. Membership eligibility required. Existing mortgages, correspondent loans, and loans to Empower FCU employees are not eligible for rate discount. Sale, refinance, or restructure of mortgage loan may impact discount eligibility. Empower Federal Credit Union may change, update, or discontinue this discount at any time; however, members currently receiving a discounted rate on existing mortgage(s) will not be impacted. For any questions, please contact your Empower FCU Mortgage Consultant.