Holiday Credit Card
Holiday-Ready Starts Here
Whether you're shopping for gifts, traveling to see family and friends, or just prepping for festivities, an Empower FCU credit card helps you make the most of the holiday season.
Get Set for Everything the Holidays Bring
From planned purchases (gifts galore) to unexpected expenses (that last-minute car trip...), an Empower FCU credit card can help you expertly navigate the season.
Convenient purchasing power
- Secure checkout online and in-store
- Worldwide Mastercard ® acceptance
- Easy account management and digital access
- Support from your local Empower FCU branch
Make Empower FCU Your Top Card this Season
Holiday spending adds up quickly. No matter what you purchase this season, your Empower FCU credit card offers the convenience and security you need.
And did you know that as a cardholder, you have access to Mastercard ® benefits?
Explore those available benefits, shopping offers, travel perks, and experiences designed to help you get more out of every purchase.
Membership eligibility required. Rates are based on an evaluation of credit history, so your rate may differ. All loans are subject to approval. Rates, terms, and conditions are subject to change without notice.
APR = Annual Percentage Rate.
Holiday Loan promotional rates reflect a 1.00% rate discount on eligible fixed-rate unsecured personal loans. Promotion available October 2, 2026 through December 31, 2026. Maximum loan amount is $3,000 with a maximum term of 12 months. Offer applies to closed-end personal loans only and excludes auto loans, mortgage loans, and home equity products. Your APR, loan amount, and monthly payment will be determined based on creditworthiness and other underwriting factors. Estimated monthly payment of $1000 for 12 months at 8.49% = $87.20.