Features

  • Make payments on the Line of Credit every month, just as you would a credit card
  • Competitive, affordable rates
  • Upon approval, Line of Credit may be available within 24 hours
  • Choose Overdraft Protection using your Empower Checking account
  • Add low-cost disability and credit life insurance to cover your payments
All loans subject to approval. Rates, terms, and conditions subject to change. 

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.