• Use to finance any major expense or purchase
  • Competitive, affordable rates
  • No closing costs*
  • Choose Payroll Deduction for automatic payments
  • Restrictions may apply

*APR = Annual Percentage Rate. Annual Percentage Rate may vary. Subject to membership eligibility and creditworthiness. Consult a tax advisor regarding the deductibility of interest. Property Insurance is required. Home Equity Loan must remain open for at least 36 months or the member may be obligated to pay back any and all closing costs. Member is required to pay the New York State Mortgage Tax on the twenty-year home equity loan only.

NMLS #412348

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.