• No minimum balance requirements
  • All balances earn dividends, which are tiered by balance, compounded daily and posted monthly
  • Penalties apply for early withdrawal
  • $2,500 minimum to open account and earn dividends
  • Dividends are tiered by balance, calculated on the average daily balance, compounded daily and posted monthly
  • $500 minimum balance to open account
  • Dividends are tiered by balance, compounded daily and posted monthly
  • Choose terms between 3 months and 10 years
  • Penalties apply for early withdrawal

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023