To Apply:
  • Select the appropriate button based on the amount being requested to access the application. 
  • On loans $50,000 or greater, submit a hard copy to our Business Lending Department.
  • Have a question? Contact a Team Member today. 

Please be advised that when applying for one of our Business Loans (under $50,000), Empower requires that your business be in operation for the following number of years:
Vehicle Loans – 3 years
Equipment Loans – 3 years
Credit Card Loans – 1 year
Overdraft Line of Credit – 2 years
Line of Credit – 3 years

If you were prompted to complete a PDF application, please submit a hard copy to our Business Lending Department:

Empower Federal Credit Union
Business Lending
1 Member Way
Syracuse, NY 13212

Please note: In order to process the application, all required information must be provided and be complete.

Meet Your Business Service and Lending Team

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State