When we open our doors on 10/4/2021, we would like to extend our warmest welcome to Horizon FCU Members and are so pleased to have you as a part of our credit union family. This merger will provide our members in the southern tier with high-value products, consistent quality service, additional branch/ ATM locations, as well as enhanced online and mobile access.
This is a tremendous opportunity for all our members in the southern tier! The merger of Empower and Horizons will join two institutions that share a strong commitment to our membership and community. Both credit unions hold deeply onto our roots and the decision to combine our names and introduce to you – “Horizons, A Division of Empower Federal Credit Union” demonstrates this commitment.
We are confident that your experience will be positive and add many benefits to your financial life. Check out our full line of products and services by clicking on the Personal and/or Business Tab above.
Horizons a Division of Empower FCU branch locations:

Johnson City
760 Harry L Drive
Johnson City, NY 13790
120 Main Street
Binghamton, NY 13905
519 Hooper Road
Endwell, NY 13760
3701 Vestal Parkway East
Vestal, NY 13850
Please call us anytime you have any questions: 800.462.5000. Our call center is open from 7:30 a.m. to 6 p.m. Monday through Friday, and from 9 a.m. to 1 p.m. Saturday.

Here is an easy reference list to assist Horizons Members as we complete this merger process:

  • Save any of your Bill Pay information, including payees, amount, account number, etc.
  • Save/download any statements you need to retain.
  • Watch for your Debit Mastercard coming soon, if applicable.
  • Watch for your Mastercard Credit Card coming soon, if applicable.
  • Read about adjustment to branch hours/access that are scheduled for merger processing.
  • Visit empowerfcu.com to learn more about us and follow us on Facebook and Twitter.

Post Merger

  • Register for online banking at empowerfcu.com to access account.
  • Send request for an over-the-phone password via online message center.
  • Add your Bill Pay information, if applicable.
  • Access My Credit to obtain your free credit report and more.
  • Create scheduled transfers for account transfers and loan payments, if applicable.
  • Check out settings within online banking to select theme and/ or give accounts nicknames.
  • Activate your Debit and/or Credit Mastercard.
  • Notify vendors that you have Debit and/or Credit Card ACH payments established with to
  • update account information (Ex. utilities, Netflix, etc), if applicable.
  • Contact us if you would like to opt-in for Courtesy Pay.
Horizons Visa Credit Card Holders: review your credit card history, access statements, make credit card payments, and more by visiting: www.ezcardinfo.com

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.