Minor Child Accounts

Financial confidence starts young. 

Learning how to save, spend responsibly, and manage money are important life skills. Opening a minor account provides a safe, guided way for children and teens to begin building financial confidence while parents and guardians stay involved.

Benefits include:

• Encouraging healthy saving habits
• Learning responsible spending behaviors
• Building financial confidence
• Preparing for future financial independence
• Creating opportunities for financial conversations at home

Whether your child is just beginning to save or preparing for greater financial independence, we offer solutions designed to support their financial journey.

• Minor Child Savings Accounts

  • Help children learn the value of saving while working toward personal goals.

• Minor Child Accounts

  • Give teens access to banking tools that help them manage money responsibly.

• Minor Child Cards

  • Eligible teens may qualify for a debit card, which helps provide real-world money management experience.
    
    

Getting started is simple.

Parents and guardians can now conveniently open eligible minor accounts online through our secure account opening experience.

Here’s a list of what you may need:

• Government-issued identification or Student ID (Age 15-17) 
• Copy of Birth Certificate (Age 0 – 14) 
• Social Security number or taxpayer identification information
• Minor applicant information
• Contact information and address details