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Digital Banking: Simple, Secure Access

By Empower FCU

Managing money shouldn't feel like putting together a 1,000-piece puzzle with missing pieces. Many people juggle work, family, and daily responsibilities. Banking needs to fit into that reality. Digital banking with Empower Federal Credit Union gives you tools that work when and where you need them.  

Empower FCU offers online and mobile banking to help you stay in control of your finances. You can manage accounts, pay bills, send money, and deposit checks without visiting a branch. These tools are designed to be easy to use and secure. You get convenience without giving up trust or personal service.  

Digital banking isn't just about technology. It is about freedom, flexibility, and peace of mind. Empower FCU’s digital tools support everyday money management while keeping members protected.
  

What is digital banking (and why it matters)


Digital banking means you manage your money using the internet or a mobile app. Instead of relying on branch hours, you can bank at any time. You use a computer, phone, or tablet to access your accounts.  

This matters because traditional banking can create barriers. Some people work during branch hours. Others have limited transportation. Digital banking removes these obstacles. It puts control back in your hands.  

Digital banking with Empower FCU focuses on access and inclusion. The tools are built for real people with real schedules. You don't need advanced technical skills to use them. Clear menus, simple steps, and helpful support make banking easier.  

Empower FCU continues to improve its digital experience. The goal is to help members manage money confidently while staying connected to a trusted credit union.
 

Banking on your Schedule: Convenience at every touchpoint


Empower FCU’s digital tools support everyday banking tasks. Each feature saves time and reduces the need for in-person visits. This can give you more time for important things, like perfecting your interpretive dance skills. Together, digital tools create a smoother banking experience.  


Online banking for daily account management  


Online banking lets you view your accounts in one place. You can check balances, review recent transactions, and monitor spending. This helps you stay aware of where your money goes.  

You can also:  

  • Pay bills online  
  • Transfer money between accounts  
  • Set up automatic payments  
  • View statements anytime  

Online and mobile banking give members control without added hassle. These tools help you stay organized and informed.  


Mobile check deposit 
 

Mobile check deposits allow you to deposit checks using your phone. You take photos of the front and back of the check and submit them through the app.  

This feature helps when:  

  • You can't reach a branch  
  • You receive checks by mail  
  • You want faster access to funds  

Mobile check deposit saves time and cuts down on travel. That's why it's a popular credit union digital tool for busy members.  


Digital wallet payments  

 

Digital wallet payments let you pay with your smartphone or smartwatch. You can store your card information securely and make contactless purchases at many stores.  

Digital wallets:  

  • Reduce the need to carry cash  
  • Limit physical card handling  
  • Add an extra layer of security  

Digital wallet payments make everyday purchases faster and more convenient. They're also great for when you're out and about at concerts, sporting events, and more. Less to carry, less to worry about. More time to focus on fun.   


Zelle® money transfer 
 

Zelle money transfer helps you send money to people you trust. You can send funds using an email address or phone number. The money moves directly between bank accounts.  

Zelle is useful for:  

  • Splitting bills  
  • Sending money to family  
  • Covering shared expenses  

Transfers happen quickly, which makes Zelle a helpful option for everyday money sharing.   


Security you can rely on 
 

Convenience matters, but security matters just as much. Secure online banking protects your personal and financial information. Empower FCU takes this responsibility seriously.  

We use multiple layers of protection to keep accounts safe. These include advanced monitoring and secure login tools.  

Security features include:  

  • Biometric login, like fingerprint or face recognition  
  • Alerts for unusual or suspicious activity  
  • Strong authentication steps 
  • Encrypted systems that protect data  

Account alerts help you stay informed. You receive notifications about transactions or changes. This allows you to act quickly if something looks wrong.  

Secure online banking at Empower FCU balances ease of use with strong protection. You can bank confidently knowing safeguards are in place. For more information, visit our outline security and fraud center.   


Account alerts and controls 
 

Account alerts and controls help you manage activity in real time. These tools keep you informed and in control.  

You can set alerts for:  

  • Low balances  
  • Large transactions  
  • Account logins  
  • Payment activity  

Alerts arrive by text, email, or app notification. This can help you track activity without constantly checking your account.  

Account controls also let you manage settings quickly. You can adjust preferences or review activity anytime. These features add another layer of confidence to digital banking.  


Technology with a human touch
  

Digital banking does not replace personal service. It supports it. We combine technology with people who care about members.  

If you have questions, help is available. You can reach out for guidance or clarification. While our digital tools help you handle routine tasks, our team focuses on support and education.  

This balance matters. Members benefit from modern tools without losing the personal connection that credit unions are known for. Empower FCU remains committed to listening, helping, and supporting its community.  


Education and financial resources
  

Empower FCU also offers digital education tools. These resources help members make informed decisions.  

Online tools include:  

These tools work alongside digital banking features. They help members plan, learn, and grow financially.  


Experience smarter, simpler, more secure banking
  

Digital banking with Empower FCU gives you control over your finances (even if the only 'control' you have elsewhere is over the TV remote). You bank on your schedule. You access tools that simplify daily tasks. And, you stay protected through secure online banking.  

From mobile check deposit to digital wallet payments and Zelle money transfer, Empower FCU’s tools support everyday needs. Account alerts add awareness while security features protect your information.   

Digital banking is about making life easier without cutting corners. We offer digital tools that support freedom, flexibility, and trust.  

To see how online and mobile banking can support your financial life, explore Empower FCU’s digital banking options.