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How to Use Mobile Check Deposit: Save Time with the Empower FCU App

By Empower FCU

Skip the trip to a branch and deposit checks right from your smartphone, whenever and wherever it's convenient for you.  

This simple, secure process takes just minutes to complete and gives you the freedom to bank on your own schedule.  

Here, we take you through each step of the process. You can also check out the graphic below for more guidance.

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1. Log In and Tap “Deposit Check”

Open the Empower FCU mobile app and log in. On the Accounts homepage, tap the “Deposit Check” icon (a small camera symbol at the bottom of your screen).

  • First-time user? You’ll be prompted to review the Deposit Check Disclosure. After reading it, tap “Accept.”

2. Endorse the Check Properly

Flip your check over and make sure:

  • All members have signed their names and written "For Empower FCU Mobile Deposit Only" on the back of the check

3. Select Account and Enter Amount

On the Mobile Deposit screen:

  • Choose your deposit account from the dropdown menu.
  • Tap “Deposit Amount” and enter the dollar amount written on the check.
  • Tap “Confirm Amount” to proceed.

4. Take Photos of the Check

  • Tap “Front of Check” and place your check on a dark, flat background. Center it in the frame. The app will automatically capture the image.

  • Then tap “Back of Check” and repeat the process for the endorsed side.

5. Submit Your Deposit

Review all details and check images. If everything looks correct, tap “Submit Deposit.”
Your check is on its way for processing!


Mobile Check Deposit is just one way Empower FCU is working to make your banking experience
more convenient. By depositing checks through the app, you're not only saving yourself a trip to the
branch, but you're also gaining the flexibility to handle your banking needs 24/7.