Empower believes that your financial institutions should serve you, not make your life harder. That’s why, effective August 1st 2023, we are removing and lowering many of our fees. Check out our fee schedules above for more information.  

  • Non-Sufficient Funds/Courtesy Pay/Uncollected Funds fees lowered from $25 to $15 per transaction! 
  • Elimination of our Returned Deposited Item fee. 
  • Elimination of our $25 Inactive Account fee. 
  • Elimination of our per transaction fee of $2 after 10 free transactions per month at all ATM’s or on Point of Sale PIN-Based Debit Transactions.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State