Financial Wellness

View spending and deposits in a clear and user-friendly format while logged into online banking or the Empower FCU app. Here are just a few of the many categories you may see: 

• Restaurant & Dining 

• Mortgage/ Rent 

• Groceries 

• Auto Expenses

• Credit Card Payments

• Giving

• Health & Pharmacy 

Plus, with Account Aggregation* you can view your accounts with Empower AND any account(s) you have at another financial institution, lender, or investment company. Everything in one place - increasing convenience and making money management easier and less time consuming!  

TDE uses machine learning algorithms to monitor and assign categories to each of your transactions. Occasionally, you may want to add or change the assigned category for a given transaction/merchant. This online enhancement allows you to make one-time updates to a transaction or recategorize all transactions from a particular merchant going forward.

Spending Analytics

Gain access to Spending Analytics within the Financial Wellness widget, in addition to the category information for each transaction. 



Categorized Expense Visualization

Interactive chart provides a breakdown of categorized expenses and enables quick recognition of category expenses and the amount of each category.

*With Account Aggregation, you can add (aggregate) accounts you have with other Financial Institutions to your Empower online banking or mobile app experience. Account Aggregation consolidates all accounts in one easy to access location while logged into Empower FCU. Now you have one simple place to view all your financial accounts.