Screenshot of the Financial Wellness Widget with TDE

View spending and deposits in a clear and user-friendly format while logged into online banking or the Empower FCU app. Here are just a few of the many categories you may see: 

  • Restaurant & Dining 

  • Mortgage/ Rent 

  • Groceries 

  • Auto Expenses

  • Credit Card Payments

  • Giving

  • Health & Pharmacy 

Plus, with Account Aggregation* you can view your accounts with Empower AND any account(s) you have at another financial institution, lender, or investment company. Everything in one place - increasing convenience and making money management easier and less time consuming!  

TDE uses machine learning algorithms to monitor and assign categories to each of your transactions. Occasionally, you may want to add or change the assigned category for a given transaction/merchant. This online enhancement allows you to make one-time updates to a transaction or recategorize all transactions from a particular merchant going forward.

Spending Analytics

Gain access to Spending Analytics within the Financial Wellness widget, in addition to the category information for each transaction. 

Screenshot: Spending broken down by category within the financial wellness widget

Categorized Expense Visualization

Interactive chart provides a breakdown of categorized expenses and enables quick recognition of category expenses and the amount of each category.

*With Account Aggregation, you can add (aggregate) accounts you have with other Financial Institutions to your Empower online banking or mobile app experience. Account Aggregation consolidates all accounts in one easy to access location while logged into Empower FCU. Now you have one simple place to view all your financial accounts.

The Financial Wellness widget is available within Online Banking and our Mobile App. The tool is provided at no cost to members enrolled in these services and is intended to assist users by categorizing transactions and providing spending analytics. The user has control over the categories and information available within the analytics. This tool reports transaction data available and entries made and in no way guarantees any particular outcome.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State