Apple Pay is now available! You can now use your Empower Mastercard with Apple Pay on your Apple device.

Learn More about Apple Pay.

Apple Pay is easy and secure. Card details are not stored on your device, and never shared with merchants. With Apple Pay, a unique Device Account Number is assigned. When you make a purchase, a transaction-specific dynamic security code is also created, so your card number is never used for a purchase.

Adding your Empower card to Apple Pay. To use your Empower card(s) with Apple Pay, you must add them to Passbook. Within the app, just tap the plus sign and follow the onscreen instructions.

Look for these symbols at checkout:

Apple Pay symbols

Find out where Apple Pay is accepted.

Masterpass For Android

Android users with an Empower Mastercard may download the Masterpass app from the Google Play Store. After downloading the app, contact us at 1.800.462.5000 to activate the service. Once activated, you can use this easy payment option anywhere these symbols are displayed:

Device must be NFC* enabled.

*NFC (Near Field Communication) allows an enabled device to communicate with another device in close proximity, such as a smartphone and a check out terminal, when both have the same capability available.

Masterpass Online

Link to Masterpass

Click Here to Access Masterpass Online

Empower Masterpass™ by Empower Federal Credit Union® is a free service that makes online shopping safe and easy by storing all of your payment and shipping information in one convenient and secure place. With Empower Masterpass™, you simply shop, click and checkout faster online.

It's Convenient. Store your favorite cards and shipping addresses in your Empower Masterpass™. Then, when checking out online, just sign in and let Empower Masterpass™ do the rest. The merchant gets the information they need, and you get to skip reentering all of your payment data.

It's Safe. Shop with confidence online at any store - large or small - that displays the Buy with Masterpass button. The multi-tiered security built in to Masterpass makes it as safe as it is convenient.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.