Apple Pay is now available! You can now use your Empower Mastercard with Apple Pay on your Apple device.

Learn More about Apple Pay.

Apple Pay is easy and secure. Card details are not stored on your device, and never shared with merchants. With Apple Pay, a unique Device Account Number is assigned. When you make a purchase, a transaction-specific dynamic security code is also created, so your card number is never used for a purchase.

Adding your Empower card to Apple Pay. To use your Empower card(s) with Apple Pay, you must add them to Passbook. Within the app, just tap the plus sign and follow the onscreen instructions.

Look for these symbols at checkout:

Apple Pay symbols

Find out where Apple Pay is accepted.

Members that carry an Empower Mastercard may now use the Google Pay Wallet. 

Google Pay can be used on websites, in apps and in stores using the cards saved to your Google Account. It offers multiple layers of security and increases convenience for our Members.

  • Online or in app – Check out quickly and securely   
  • Pay Others – with an email address or phone number, send or request money  
  • In Store - widely accepted in stores and offers additional security. Google uses an encrypted number instead of the actual card number.


Look for these symbols at checkout:

Apple Pay symbols

Learn more about Google Pay.
Masterpass offers a password-free online checkout option to make checkout fast and secure.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.