In order to process your application for membership, we will need the following:

  1. New Account Card. Please call us or visit your local branch to get started. 
  2. Copy of your Driver's License or proper ID. Application cannot be processed if proper ID* is not included.
  3. $1 Check or Money Order. A deposit of $1 is required at time of account opening in order to establish original membership, if you are not already a member.

Contact us to get started with opening one of the following:

HSA Checking Account
Traditional IRA
Roth IRA
Coverdell Education Savings Account (ESA)

*Valid (non-expired) photo driver's license; Valid (non-expired) photo non-driver's license; Valid (non-expired) passport; Local Employer ID, preferably with a photo and signature; (SEG visits); Government or military ID, preferably with a photo and signature (Benefit card not accepted); Trade license (taxi driver, chauffeur) with a photo and signature; Sheriff's ID.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.