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We are aware that scammers are sending fraudulent emails and calling members, pretending to be Empower employees. If you receive a call that appears to be from Empower FCU, please ask for the caller’s name, then hang up and call Empower directly on 1.800.462.5000, or visit your local branch. DO NOT call back the number that called you, or provide any information to anyone unless you called us. Empower will NEVER ask you for your online banking password or your full card number.

SBA Guaranteed Loans

Empower is proud to be designated as a preferred Small Business Administration lender to help our business members in Central NY grow their business. SBA Guaranteed Loans are backed by the SBA and administered by us, with various financing options that can make your business more profitable in the future.

Perfect for startups and businesses with less than three years of existence
Used by business lacking sufficient collateral for a loan or looking at significant expansion
Choose from the SBA Regular 7(a) Program, the SBA Patriot Express Program, the SBA Express Program, or the SBA Small Rural Lender Advantage

All loans subject to approval. Rates, terms, and conditions subject to change.

Online Banking

SBA Guaranteed Loans

What do you want out of life?

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

SBA Guaranteed Loans

Meet Your Business Service and Lending Team

Meet Your Business Service and Lending Team

What do you want out of life?

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.