• Perfect for startups and businesses with less than three years of existence
  • Used by business lacking sufficient collateral for a loan or looking at significant expansion
  • Choose from the SBA Regular 7(a) Program, the SBA Patriot Express Program, the SBA Express Program, or the SBA Small Rural Lender Advantage


To Apply: After completion of the PDF application, please submit a hard copy to our Business Lending Department:

Empower Federal Credit Union
Business Lending
1 Member Way
Syracuse, NY 13212

Please note: In order to process the application, all required information must be provided and be complete.

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.