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It’s easier than ever to open a new account or apply for a loan at Empower with our new web application. Click here to start.

Many financial institutions are experiencing an increase in fraudulent activities. These activities include members receiving fraudulent text messages, phone calls, or emails claiming to be from their bank or credit union. Please note we will never ask for your personal or account information via text message, phone call or email. We will also never send a text message that asks you to click on a link. If you are ever unsure about a message you receive that may appear to be from us, please contact us directly at 1.800.462.5000 or visit your local branch.

SBA Guaranteed Loans

Empower is proud to be designated as a preferred Small Business Administration lender to help our business members in Central NY grow their business. SBA Guaranteed Loans are backed by the SBA and administered by us, with various financing options that can make your business more profitable in the future.

Used by business lacking sufficient collateral for a loan or looking at significant expansion
Choose from the SBA Regular 7(a) Program, the SBA 504 Loan, or the SBA Express Program

All loans subject to approval. Rates, terms, and conditions subject to change.

Online Banking

SBA Guaranteed Loans

What do you want out of life?

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

SBA Guaranteed Loans

Meet Your Business Service and Lending Team

Meet Your Business Service and Lending Team

What do you want out of life?

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.