• Interest rate floats with the Prime Rate
  • Interest-only payments available
  • Make principal payments as you like, but a 30-consecutive-day annual payout may be required
  • Simple application process, local decision-making, and friendly, professional service

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.