• Interest rate floats with the Prime Rate
  • Interest-only payments available
  • Make principal payments as you like, but a 30-consecutive-day annual payout may be required
  • Simple application process, local decision-making, and friendly, professional service
All loans subject to approval. Rates, terms, and conditions subject to change. 

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY and NC.