Empower FCU Credit Card

Our cards offer an attractive combination of purchasing power and valuable perks.

Compare Your Options

Platinum Mastercard benefits include:
Zero Liability1 
Identity Theft Protection
McAfee Total Protection

Learn more about Platinum Mastercard benefits.
World Mastercard benefits include:
Zero Liability1
McAfee
Trip Cancellation
Identity Theft Protection
DoorDash Offer
ShopRunner
Mastercard Travel Services
LYFT offer

Learn more about World Mastercard Credit Card benefits.

Our cards come with a rewards program that enhances your shopping experience: 

  • Earn points with every purchase. 
  • Redeem those points for gift cards, travel services, and more. 
  • Claim your rewards easily online or over the phone. 
Lending made personal
Affordable loans help you embrace life's opportunities and take on its challenges.

The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC. All other product and brand names are property of their respective owners. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
© 2026 Mastercard. All rights reserved.

Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See http://www.mastercard.us/zero-liability.html for more details. Rates are based on an evaluation of credit history, so your rate may differ. All loans subject to approval. Rates, terms, and conditions subject to change. Please note: All the benefits listed on Mastercard's website may not apply to our cards.