Credit Cards

Put an Empower Mastercard^® in your wallet and get spending flexibility that meets your needs at every turn without the hassle and fees. With its valuable rewards program, you'll accumulate points on everyday purchases that you can redeem for fabulous gift cards for merchandise, travel rewards and more. Choose between our Platinum Mastercard and World Mastercard. Apply for an Empower Mastercard today.

Apply for a Mastercard^® or check the status of an existing online application by logging into online banking.

You can apply for a loan by logging in to online banking, or click the links below.

Check the status of an existing loan application.

Mastercard Meets Your Needs

Competitive rates, and no fees for maintenance, transactions or cash advances
Accumulate points with Empower's Rewards Program and redeem your points through Online Banking
Monitor your account, make payments and view statements through Online Banking
Protected by EMV chip technology
Access cash-advance services at Empower branches
Streamline online ordering using the MasterPass digital wallet service

All loans subject to approval. Rates, terms, and conditions subject to change.

Compare Your Mastercard Options

For everyday purchases and beyond. Use your Mastercard credit card for everyday purchases - at stores, online and even places that don't accept cash or checks like hotels. Your Mastercard gives you the freedom to support the lifestyle you choose.

Platinum Mastercard benefits include:
Zero Liability¹
Identity Theft Protection
McAfee Total Protection

Learn more about Platinum Mastercard benefits.

World Mastercard benefits include:
Zero Liability¹
McAfee
Trip Cancellation
Identity Theft Protection
DoorDash Offer
ShopRunner
Mastercard Travel Services
LYFT offer

Learn more about World Mastercard Credit Card benefits.

© 2023 Mastercard. All rights reserved. ® Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks of Mastercard International Incorporated.

¹Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See http://www.mastercard.us/zero-liability.html for more details. All third party trademarks shall belong to their respective owners.

All loans subject to approval. Rates, terms, and conditions subject to change.

Please note: All of the benefits listed on Mastercard's website may not apply to our cards.