All loans subject to approval. Rates, terms, and conditions subject to change. 
For everyday purchases and beyond. Use your Mastercard credit card for everyday purchases - at stores, online and even places that don't accept cash or checks like hotels. Your Mastercard gives you the freedom to support the lifestyle you choose.

Platinum Mastercard benefits include: 
Zero Liability1 
Identity Theft Protection
McAfee Total Protection

Learn more about Platinum Mastercard benefits.

World Mastercard benefits include: 
Zero Liability1
Trip Cancellation
Identity Theft Protection
DoorDash Offer
Mastercard Travel Services
LYFT offer

Learn more about World Mastercard Credit Card benefits.

© 2023 Mastercard. All rights reserved. ® Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks of Mastercard International Incorporated.

1Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See for more details. All third party trademarks shall belong to their respective owners.

All loans subject to approval. Rates, terms, and conditions subject to change. 

Please note: All of the benefits listed on Mastercard's website may not apply to our cards. 

Cash Advance Options

Empower Federal Credit Union branches offer Cash Advance services for all Mastercard®, Visa®, and Discover® cards.

Empower Mastercard

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023  Best Companies to work for New York 2023 Logo2023 Winner of Best Companies to Work for in New York State