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Put an Empower Mastercard® in your wallet and get spending flexibility that meets your needs at every turn without the hassle and fees. With its valuable rewards program, you'll accumulate points on everyday purchases that you can redeem for fabulous gift cards for merchandise, travel rewards and more. Choose between our Platinum Mastercard and World Mastercard. Apply for an Empower Mastercard today.

Apply for a Mastercard® or check the status of an existing online application by logging into online banking.

You can apply for a loan by logging in to online banking, or click the links below.

 

Check the status of an existing loan application. 

All loans subject to approval. Rates, terms, and conditions subject to change. 

EMPOWER
Mastercard
BENEFITS		 Platinum Mastercard
Empower Platinum Mastercard		 World Mastercard
Empower World Mastercard
Zero Liability1 Check Check
Identity Theft Resolution Services Check Check
Mastercard Global Services™ Check Check
Extended Warranty – 1 Year Check  
Price Protection 60 Days Check  
Airport Concierge™ Check Check
Priceless®Cities Check Check
Extended Warranty – 2 Year   Check
Price Protection 120 Days   Check
Mastercard Global Concierge Service   Check
Trip Cancellation Insurance   Check
Mastercard Golf   Check
Luxury Hotels & Resort Portfolio   Check
Luxury Travel Advisor   Check

© 2014 Mastercard. All rights reserved. ® Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks of Mastercard International Incorporated.

1Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See http://www.mastercard.us/zero-liability.html for more details. All third party trademarks shall belong to their respective owners.

All loans subject to approval. Rates, terms, and conditions subject to change. 

Please note: All of the benefits listed on Mastercard's website may not apply to our cards. To get a full description of benefits, please visit the links below:

Mastercard Platinum Card Cardholder Benefits
Mastercard World Card Cardholder Benefits

View the Credit Card cycles. 


Cash Advance Options

Empower Federal Credit Union branches offer Cash Advance services for all Mastercard®, Visa®, and Discover® cards.

Empower Mastercard

What do you want out of life?

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.

* Home mortgages available in FL, PA, CT, NY, NC, SC and TN.

Empower Federal Credit Union rated 5-Stars by Bauer in 2023