Borrowing made easy.

A simple “yes” can open new doors to better money management, smarter saving and more convenient banking. Whether you’re opening a checking account, planning for the future or buying your first home - we’re here to help you move forward with confidence. 

From consolidating debt to funding a major purchase, we can help you turn “what if” into “why not.” 
Mortgages

Finally, a lender that sees you - and works with you. Our mortgage solutions are designed to support your life, not complicate it.  

  • Support from real people who listen first. 

  • Guidance through every step of the process. 

  • Smart paths to approval, even for first-time buyers or credit rebuilders.  

Online & Mobile Banking

Wherever you are, your accounts are right there with you. Bank securely, pay bills and make deposits on your schedule - not ours. 

  • 24/7 access via app and desktop. 

  • Mobile check deposit and bill pay. 

  • Safe, secure and easy to use.  

Say “Yes” to savings.

Whether you’re saving for a rainy day or investing in a brighter future, we can do more than help you get ahead. We’ll help you stay ahead. 
Savings

Build your future one deposit at a time. With competitive dividend rates and flexible access, our savings accounts help you prepare for whatever’s next. 

  • Money market accounts. 

  • Share certificates. 

  • Easy access to funds when you need them. 

Checking

Checking that fits your life: with smart digital tools and no-fee ATM access when you use our network.  

  • No monthly maintenance fees.  

  • No minimum balance requirements. 

  • No-fee ATM access through affiliated ATM’s.  

Share Certificates

Turn your money into more money with a share certificate. While others wait for better rates, our members are already earning.  

  • Earn more than most traditional savings accounts.  

  • Local service from people who know your town.  

Membership has its benefits.
At Empower FCU, we love finding ways to say “yes” to personalized banking services, competitive interest rates and our community.