Our First Time Home Buyer Program offers:
  • Low down payment required
  • Gifts, grants and other approved funding sources may be used for closing costs
To learn more about the First Home Clubsm, and the $7,500 grant*, watch the video below or visit the First Home Clubsm website.


*Members must meet qualification requirements and be a first-time home buyer.
The First Home Clubsm provides down payment and closing cost assistance by granting $4 in matching funds for each $1 saved in a dedicated account (up to $7,500 in matching funds) to an eligible first-time homebuyer. The grant is a Federal Home Loan Bank of NY program.Membership eligibility required. Loan approval based on creditworthiness. NMLS #412348‚Äč