Empower requires a separate membership be established in conjunction with each HSA/IRA.

Even if you currently have an existing member number with Empower, this separate membership is required.

STEP 1 - Fill out the New Account Card.

In order to process your application for membership, we will need the following:

  1. New Account Card (see link above). Be sure to fill out ALL areas on the document.
  2. Copy of your Driver's License or proper ID. Application cannot be processed if proper ID* is not included.
  3. $25 Check or Money Order. A deposit of $25 must accompany your paperwork to establish original membership.

STEP 2 -  Select and fill out the appropriate account application below:

Health Savings Account (HSA)
Traditional IRA
Roth IRA
Coverdell Education Savings Account (ESA) - Call 800.462.5000 for more information.

You can mail your application to us, or you can drop off the application at your local branch.

Mail to:
Empower Federal Credit Union
1 Member Way
Syracuse, NY 13212

*Valid (non-expired) photo driver's license; Valid (non-expired) photo non-driver's license; Valid (non-expired) passport; Local Employer ID, preferably with a photo and signature; (SEG visits); Government or military ID, preferably with a photo and signature (Benefit card not accepted); Trade license (taxi driver, chauffeur) with a photo and signature; Sheriff's ID.